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Is VA Loan really no money down?

This week we did our YouTube video on whether VA loans are actually zero dollars down. Check it out below!

VA loans are amazing and we highly encourage our clients who are eligible to take advantage of this benefit they earned. The obvious advantage is that the loan requires 0% down so you avoid paying the 10-20% down that you would normally have to. The next thing you do have to pay for if you choose is the inspection. Inspections are not required but they are highly recommended; you actually have to fill out a form if you choose to not get one because they are important. Inspections cost about $300-$400 but can go up depending on the specific add ons you want (ex. meth test, radon test…). One other thing you have to pay for is the appraisal. This normally costs somewhere around $400-$600 and the lender will order that for you but you will pay. So for a total of about $1000 you could be in a home.

If you have any questions about this or anything else don’t be afraid to reach out. You can call or text us at 801-821-9400 or email at We’ll also leave a contact form below!

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